I disagree with the 10 point, mainly because equipment can be switched and it would be hard to verify.
This point was brought up elsewhere to me, and it's a good point. Not many ten-point bounties were claimed, and I was lucky enough to not have to deal with a fighter who lost to one of our players, then switched gear. It's a point well-taken for me; I wanted to do at least one bounty with equipment, but it's tricky territory.